If you’ve been bitten by the travel bug, you’ll likely be aware of how much planning (and money) goes into an adventure. No matter how much you prepare, traveling can still end up being quite expensive, so it helps to make use of some tricks of the trade to ensure that you’re cutting down these costs as much as possible.
The best tips come from travelers themselves – those who have traveled on a budget are often sources of great wisdom when it comes to sharing how to do the same. With this in mind, we’ve created a list of questions and answers that can help you to make the most of your next big trip with the help of the right travel credit cards.
What Are Travel Credit Cards With Miles?
Different types of credit cards offer different types of perks. Some will give you cashback on goods that you purchase, while others will give you freebies, including trips to the movies or fine dining experiences. Certain credit cards have been designed for travelers and it is these that offer airline miles. These miles begin to collect as you use your card and they can then be exchanged for flights, accommodation and even cover travel expenses.
Do All Travel Credit Cards Offer The Same Miles?
No, you might find that some credit cards are especially aligned with certain airlines and these will usually offer the most miles when you fly with those specific companies. If you are a particular fan of Southwest or Delta, for example, you’ll want to make sure that you invest in a credit card that compliments these airlines. The Delta American Express card, for example, might be one of the best options for you in this instance.
What Perks Can You Benefit From With Travel Credit Cards?
When it comes to accumulating miles, you’ll not only get to exchange these for points, but you might also be able to utilize the credit card for a range of extras, including early boarding, lounge passes and even roadside assistance. Make sure you’re aware of the perks so that you make the most of them.
What Are The Signup Perks?
When you first sign up for one of these cards, make sure you choose one with a great signup bonus. In some instances, the signup bonus alone might be enough to get you a flight. You might also want to ensure you read the signup terms and conditions as you could benefit from a large number of points when you spend a certain amount on the card in the first month or so.
Can A Travel Credit Card Save You Baggage Costs?
In some instances, the right travel credit card will either allow you to book your baggage in free, or give you a big discount on your bags. This is the sort of bonus that might not mean a lot at the start, but for frequent flyers, this can quickly add up.
What’s The Best Card For Hotel Rewards?
If you want to opt for a card that specifically focuses on accommodation, you might want to think about signing up for Capital One’s Venture Rewards card.
This company has partnered up with Hotels.com/venture and it allows all customers to benefit from 10 times more points booked on hotel stays. Furthermore, when you sign up for this card, you won’t have to pay foreign transaction fees and you’ll get 50,000 miles when you sign up (as long as you spend $3,000 on the card in the first 3 months). If that isn’t enough, you’ll also be getting insurance on your car rental, extended warranties, and travel accident insurance, among other benefits.
What’s The Best Card For A Signup Bonus?
When it comes to getting a great signup bonus, it would be hard to beat the Chase Sapphire Preferred travel credit card. This is because this card comes with a 60,000 miles bonus after you spend $4,000 within 3 months of owning the card. This can be converted into $750 worth of travel.
For travelers, this card offers further appealing dining and travel benefits, including cancellation and interruption insurance and purse protection, to name but a few.
Which Credit Card Offers No Annual Fee?
If you want to make sure you are avoiding as many credit card fees as possible, you might want to consider the Capital One VentureOne card as it comes without an annual fee, making it a great option for those who are looking to utilize the card only occasionally.
By signing up for the card you’ll be getting a 20,000 miles bonus as long as you spend $1,000 within 3 months of owning the card. The perks you get with this card include travel accident insurance, extended warranty and car rental insurance.
Which Card Offers The Best Miles?
Avid travelers will want to ensure that they consider the Discover It Miles card as it’s the best on the market by far when it comes to earning miles. Perhaps one of the most exciting aspects of this card is that all the miles you earn within your first year will be matched by that year’s end, no matter how many you earn.
Yes, that’s right – this is an unlimited bonus. When it comes to additional perks for this card, you can expect free social security number alerts, no penalty APR and no late fees on first payments.
Which Card Offers The Best Foreign Transaction Fee Options?
The Travel Rewards card by Bank of America is perhaps the best card within this category because it doesn’t have any foreign transaction fees. This makes it perfect for world travelers or for those who are purchasing goods from foreign merchants online. With this card, you can expect additional perks, including car rental insurance and an added PIB for international visits.